Credit Management

SYMBOLS's Credit Management System manages all loans and advances in the areas of installment, mortgage, line-of-credit, and commercial lending. It provides the supporting aspects of loan processing functionality including “What-If” analysis tools, On-line Loan application origination and authorisation, collateral records, repayment standing orders, payments waivers etc. It has a comprehensive loans portfolio reporting system that gives the global picture of the customer or branch and has query/reporting facility for sectored analysis that lets the bank or branch know their exact positions at any time.

The system will manage the entire process, from initial quotation to eventual application and authorisation of the facility and on to disbursements and repayments. The system can automatically classify your loan records based on user defined performance and sectoral rules. Lending limits to clients can easily be defined and are continually monitored by the system.

Features include...